Remember how tight money was when you were first married? It’s hard enough getting started with your first apartment and everything else that comes with being on your own for the first time.

Think back to last year. Was there anything extra in your Christmas tree decorations that you could stand to get rid of? Are you overloaded with Christmas tree decorations you no longer use? If so, consider creating a package for that college student in your life or the newly-married neighbors. Grab a wreath, some garland, Christmas bulbs, tinsel, maybe even a few mini LED Xmas trees and tie it all up with a ribbon. Recycling your old, but still in good condition, decorations by giving them to friends and family is a great way to help someone out.

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