July 23, 2010, Newsletter Issue #164: Safe Christmas Shopping Online

Tip of the Week

Are you one of the many people out there who still hasnít purchased anything online yet? With all of the talk about identity theft and credit card fraud, itís no wonder people are afraid to make an online purchase. There are a few things to keep in mind when doing Christmas tree or Christmas decoration shopping online.

Look for the little yellow padlock symbol on the bottom of your computer screen before making an online purchase. This means that the personal information you submit is encrypted for your protection.Make sure youíre shopping with a reputable company. Stick with well-known department stores, or check with the Better Business Bureau if youíre not sure.Take into account the exchange rate (if purchasing from another country) and extra shipping costs. Before placing an order, check the companyís refund and warranty policies to see what is covered. With a little wise shopping, youíll soon be enjoying your brand new artificial Christmas tree, garland or wreath.

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